3 simple things that will make a huge difference to your financial life

While a six-figure inheritance or a decent turnover can land you in the top 1% of earners, it is the little things – the small details – that often make the difference between a life of prosperity and one of constant financial stress.

Here are 3 simple but important things you will incredibly benefit from doing in the next month.

1. Make sure you never, ever miss out on a tax deduction you are entitled to

Many people miss out on tax deductions, every single year because they:

• Lose receipts
• Forget about tax deductible payments they make
• Don’t thoroughly review their records at tax time

And over a lifetime of paying taxes, it adds up.

We can now offer you something that fixes this – for good – so you don’t pay more than your fair share in tax.

Tracking your spending on tax deductible items has never been easier with live feeds from your bank accounts and tools to ensure that you never miss a tax deduction again.

Plus – it’s as simple as clicking one button at tax time to provide us with everything you need to give us for your tax return (no more checklists).

Think about how much tax and time you could save in the future by using the Cinch Personal Wealth Portfolio.

It’s inexpensive, and it’s tax deductible. Here, watch this 1min video.

2. Keep your entire financial world in one place

If anything bad was to happen to you – would your spouse/partner/family be able to understand your financial life? Would they know where to start?

Is it time you bring your entire financial world in one place?

With our Personal Wealth Portal, you can easily see everything you need at once with real time data feeds on all of your property, loans, super, investments, wills, insurance, banking and tax.

With all of your financial information securely stored in the cloud for easy access, you’ll never have to hunt through spreadsheets and filing cabinets again. And with access available on any device, at any time, keeping on top of everything will be easy.

Knowing where you are financially is the starting point to grow your wealth, and make better decisions now for your financial future.

Have a clear picture of your financial standing today with our Cinch Personal Wealth Portal.  Watch this 1min video or email us now to get started – you’ll thank us.

3. Organise your important documents – you owe it to your family

If something did happen to you – where can your important papers and passwords or logins be found?

Taking time to organise your important documents and records may be the best investment you ever make. It is important for all responsible members of the household and designated family members who live elsewhere, to know where papers or records are kept and who to contact for advice in case of an emergency.

We have designed a Personal Information and Estate Record to help you address this important issue.

Planning ahead by completing this document can save time, stress and money if an emergency should arise or death occurs.

Plus, the best place to keep this completed document is in your Cinch Personal Wealth Portal – available to be accessed by you, your spouse or partner, and anyone else you decide to grant access to – your adult children, your parents, or other trusted family members.

Email us now for your FREE copy of our Personal Information and Estate Record document.

“What the wise man does in the beginning, the fool does in the end.” — Investment Proverb

That’s it – 3 very simple things made easy with 1 essential tool that will make a huge difference to your financial life.

Our extraordinary team are here to help you. We love helping you make smarter decisions now so you can work on your big picture.

Please call us on 1300 481 280 or email us at hello@cinchadvisers.com.au anytime.